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TERM LIFE INSURANCE

Protect Your Family Starting at $10/month

Get pre-approved for a term life insurance policy of up to $200k that can be easily applied for online in just minutes.

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$50,000.00 $100,000.00 $200,000.00
5yr 10yr 20yr
$15.25/per month
See If You’re Pre-Approved

No Medical Exams.
Get Approved In Minutes.

Check Your
Rates Instantly

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19(and under)
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50(and over)
$50,000.00 $100,000.00 $200,000.00
5yr 10yr 20yr
$15.25/per month
See If You’re Pre-Approved

What is Term Life Insurance?

Term life insurance is a type of policy that provides coverage for a specified period, ranging from 5 to 20 years. It’s designed to provide a safety net for your loved ones in case the worst happens, giving you peace of mind that they’ll be taken care of.

Is Term Life Insurance Right For Me?

Term life insurance with American Fidelity might be right for you if:

What’s The Difference Between Term vs. Universal Life Insurance?

Don’t leave your loved ones’ future to chance. Start by understanding the differences to find the perfect plan

Term Life

Universal Life

Provides coverage for a limited time period (term)

Provides lifelong coverage

The most affordable form of life insurance

More expensive, but more flexible payment options

Does not provide additional financial benefits while you’re living

Provides financial benefits that can be used throughout your lifetime

Rates may increase if you renew the policy at the end of the term

Rates will not increase as long unless you allow the policy to expire

Policies That Fit Your Budget

With our easy Term Life insurance, choose between 5, 10, or 20 years of coverage with a guaranteed payout. Our process is simple and all claims are processed within 3 days, and will come 100% tax free. Our Term Life policy is only available for those in good health between the ages of 20-50. Anyone ages 50+ that wants life insurance can contact us to discuss a Universal Life policy that we offer.Don’t wait until it’s too late to protect your loved ones.

5 Years

Starting at $10.58/mo **

$127.00 annually

$50,000.00 of coverage

10 Years

Starting at $9.92/mo **

$119.00 annually

$50,000.00 of coverage

20 Years

Starting at $10.33/mo **

$124.00 annually

$50,000.00 of coverage

**Sample rates are for a 25-year-old female in excellent health. Get a quote to see personal pricing. Need help choosing a policy? Contact Us

Speak With Our Team

From specific questions to general inquiries, we’re always happy to hear from you.

Why Choose American Fidelity?

We’ve built our business on a foundation of honesty, integrity, and trust, and we’re committed to upholding those values in everything we do.

Hassle-Free

Get approved online in under 10 minutes. No medical exams, no blood tests. Our goal is to make life insurance simple and accessible for you.

Flexible Coverage

We believe in giving you choices, so we offer flexible coverage options that can match your budget and specific needs.

Safe & Secure​

We take a systematic approach to investing in United States Government bonds and highly rated corporate bonds, making AMFI one of the strongest and most stable insurance companies in America.

Appreciation For Our Military

We are proud supporters of our Armed Forces, and have been insuring the highest-at-risk members of our military since 1956.

Family First

We know what it means to protect your family. We will help protect yours, even if you can’t.

Expert Advice

Our experienced team is here to help you with any question, big or small.

Why Choose American Fidelity?

We’ve built our business on a foundation of honesty, integrity, and trust, and we’re committed to upholding those values in everything we do.

Hassle-Free
Hassle-Free
Read More
Get approved online in under 10 minutes. No medical exams, no blood tests. Our goal is to make life insurance simple and accessible for you.
Flexible Coverage
Flexible Coverage
Read More
We believe in giving you choices, so we offer flexible coverage options that can match your budget and specific needs.
Safe & Secure​
Safe & Secure​
Read More
We take a systematic approach to investing in United States Government bonds and highly rated corporate bonds, making AMFI one of the strongest and most stable insurance companies in America.
Appreciation For Our Military
Appreciation For Our Military
Read More
We are proud supporters of our Armed Forces, and have been insuring the highest-at-risk members of our military since 1956.
Family First
Family First
Read More
We know what it means to protect your family. We will help protect yours, even if you can’t.
Expert Advice
Expert Advice
Read More
Our experienced team is here to help you with any question, big or small.

How To Purchase A Policy

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Get Pre-Approved

Answer a few simple questions and learn whether you qualify in 30 seconds or less.

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Complete The Application

Complete our 100% online application which takes less than 5 minutes – no medical exam or bloodwork required.

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Get Instant Coverage

Your coverage will go in force the moment you complete the application, giving you and your family immediate peace-of-mind.

Pre-Approval in 30 seconds

100% online

no medical exam

no bloodwork

instant decision

Check Your Rates Instantly

Check Your
Rates Instantly

20
19(and under)
20
21
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26
27
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29
30
31
32
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35
36
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42
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44
45
46
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49
50(and over)
$50,000.00 $100,000.00 $200,000.00
5yr 10yr 20yr
$15.25/per month
See If You’re Pre-Approved

Your Estimated Premium Is:

$16.33/per month
  • Coverage Amount: $50,000
  • Term Length: 20 Years

Frequently Asked Questions

FAQ

Term life insurance provides coverage for a specific period and offers a death benefit if you pass away during the term. Universal life insurance, on the other hand, provides lifelong coverage and offers a death benefit alongside the potential to accumulate cash value.

Most adults who are in good health can apply for life insurance. Adults under the age of 59 are eligible for universal life insurance policies, universal policies, only individuals between the ages of 20 and 50 are eligible for term policies. You may not be eligible for life insurance if you have cancer, heart conditions, or other life-threatening medical conditions or lifestyle habits.

Absolutely! We pride ourselves on being there for you when you need us. We process claims in less than 24 hours and typically have the cash in your bank account within 3 days.

Policies start at $9 per month. The exact amount you pay each month (your premium) is determined by your choices in the coverage amount and length of term, as well as your age, health, and lifestyle choices. 

No. With our 5, 10, and 20-year term policies you will be charged the same amount every month for the duration of your policy. When the policy expires, your rate may change based on age and insurability at that time.

We sure do. We don’t advise canceling your policy because your coverage will lapse, but if you cancel within the first 30 days, then we will issue you a full refund. If you cancel after the initial 30 days, then we’ll simply stop charging you. 

In addition to life insurance coverage, this policy grows cash value that isn’t taxed right away. This cash asset is a tremendous advantage of our universal policies.

Please contact our office or one of our agents to discuss the universal life insurance policy and to see whether this is the best policy for your needs. 

Just like with all our policies, the death benefit is completely tax free. The universal policies accumulate cash value that is tax-deferred. Please contact our team to learn more.

The Policy Owner must complete the appropriate form for the requested change. Forms may be downloaded and printed from the Forms Link after logging in. The Policy Owner may also contact a Service Representative at the Home Office or send us a message through our Contact Us page.

You may contact a Service Representative or register online. By registering online you will be able to view premium payments, make withdrawals and much more. Click here to register.

Upon the death of the Insured, you will contact the Home Office Claims Department to report the death. Be prepared to advise us of the insured’s name, the date and cause of death, and the name, address, and telephone number of the person who should be contacted. A Claimant’s Statement and additional information on how to file a death claim will then be sent to the named beneficiary(ies). You may click the “Claims” link at the top of this page to download the Claimant’s Form and instructions.

Please contact our office immediately to update your banking details and ensure that your valuable coverage isn’t lost. 

A Universal Life Policy may be a better fit for you at this time

We’re sorry. Based on the information you provided to us, you do not meet our guidelines for this product. To qualify for our Term Life Policy you must be between the ages of 20-50.
If you are over the age of 50, our Universal Life Insurance Policies may be a better fit and help you get the coverage you need. Click below to learn more or contact our team to get an estimate for your personalized coverage.

Learn About Universal Life Insurance Give us a call
(850) 456-7401

Get pre-approved in 30 seconds!

There are no guarantees in life, except this one: We help protect your family, in case you can’t.