We help protect your family, in case you can’t. Whether you are looking for insurance that lasts a decade or a lifetime, we have you covered.
Rated 4.5 out of 5
Protect your family starting as low as
Years Of Service
Families Protected
Benefits Paid To Families
Unexpected Deaths In The US Each Year
American Fidelity Life Insurance is proud to be a family-owned business with a rich history of service to our community. Our company was founded in 1956 by Charles Woodbury, a decorated WWII Marine pilot who survived multiple downed planes in the Pacific. He returned from the war and started AmFi so that he could provide insurance to the highest at-risk members of our military and their families, whose unique needs were not being met. Today, our company is run by the next generation of our family, and we continue to uphold Mr. Woodbury’s legacy of service and secure investments for families like yours.
American Fidelity is proud to serve the folks who spend their life to protect their country and their community. Whether you’re a member of our first responders, an active duty officer, or a veteran we’re here for you.
When you choose American Fidelity for your life insurance needs you can trust that you’re making a safe and secure investment in your family’s future. We’ve built our business on a foundation of honesty, integrity and trust, and we’re committed to upholding those values in everything we do.
The sooner you start, the less you'll pay for the same coverage
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A form of life insurance that covers the insured person for a certain period of time
A permanent policy pays a death benefit whether you die tomorrow or live to be 100.
We’ve built our business on a foundation of honesty, integrity, and trust, and we’re committed to upholding those values in everything we do.
At AmFi, our values serve as the guiding principles that underpin our commitment to safeguarding your family’s future and ensuring financial security.
We’re committed to providing each of our customers with support they can count on. You protect your family. We protect you.
Unlike other insurance companies who invest in junk bonds and derivative instruments, we only invest in strong, safe assets such as high interest government notes and bonds.
We take great pride in serving the interests of our country by supporting the unique needs of the military and first-responder communities while backing only US-based companies.
We uphold ourselves to the highest standards of business. We only offer products that incorporate sound planning, flexibility, tax-deferred capital/cash accumulation, and life benefits for our customers.
Mr. Woodbury was a man of impeccable character and integrity, and these principles underpin everything that we do.
We’re a family-run business and will always be committed to prioritizing the well-being and financial security of your loved ones above all else. We care for you as part of our greater family.
Rated 4.5 out of 5
Thomas, 43
Policeman
Kylee, 22
Nursing
Andy, 19
USMC Electrician
Cody, 23
USMC Maintenance
Specialist
Carlos, 26
Army Veteran
Christina, 38
Guidance Counselor
Trevain, 25
USMC Helicopter
Maintenance
Crystal, 34
RN
Rated 4.5 out of 5
American Fidelity Life Insurance is proud to be a family-owned business with a rich history of service to our community.
American Fidelity Life Insurance is proud to be a family-owned business with a rich history of service to our community.
Term life insurance provides coverage for a specific period and offers a death benefit if you pass away during the term. Universal life insurance, on the other hand, provides lifelong coverage and offers a death benefit alongside the potential to accumulate cash value.
Most adults who are in good health can apply for life insurance. Adults under the age of 59 are eligible for universal life insurance policies. Only individuals between the ages of 20 and 50 are eligible for term policies. You may not be eligible for life insurance if you have cancer, heart conditions, or other life-threatening medical conditions or lifestyle habits.
Absolutely! We pride ourselves on being there for you when you need us. We process claims in less than 24 hours and typically have the cash in your bank account within 3 days.
Members with SGLI coverage have two options if they want to convert their life insurance after their service ends. The first option is that they can convert their SGLI to VGLI, a renewable term insurance that has no cash value that builds over time and has premiums that can increase over time, making it a more expensive option long-term. The second option is that they can convert their SGLI to an individual commercial policy with providers like American Fidelity. American Fidelity’s coverage is meant to provide a more permanent alternative that keeps your costs low and provides full benefits, including cash accumulation.
SGLI is issued to active-duty service members, and once these service members are discharged, they have 120 days during the military separation period to transfer to either VGLI or a commercial permanent policy. Additionally, Retired Reserve soldiers are typically not eligible for SGLI and must convert to one of these options. You cannot convert SGLI to both VGLI and individual commercial life insurance at the same time. However, there is nothing preventing you from converting to one and separately obtaining the other. Converting your SGLI to a VGLI policy can be cost-effective at first, but over time, it doesn’t provide any living benefits and gets more expensive as you grow older. Our universal life insurance policy allows you to stay covered at a fixed rate and offers living benefits like cash accumulation.
To convert from SGLI to an individual permanent insurance policy with providers from participating companies like AmFi, you must also convert within 120 days of the date of separation from the military. After this period, you still have an additional year to convert, but you would have to show proof of insurance and good health to convert if it’s past the initial 120-day period.
Policies with AmFi start at $9 per month. The exact amount you pay each month (your premium) is determined by your choices in the coverage amount and length of term, as well as your age, health, and lifestyle choices.
No. With our 5, 10, and 20-year term policies you will be charged the same amount every month for the duration of your policy. When the policy expires, your rate may change based on age and insurability at that time.
We sure do. We don’t advise canceling your policy because your coverage will lapse, but if you cancel within the first 30 days, then we will issue you a full refund. If you cancel after the initial 30 days, then we’ll simply stop charging you.
In addition to life insurance coverage, this policy grows cash value that isn’t taxed right away. This cash asset is a tremendous advantage of our universal policies.
Please contact our office or one of our agents to discuss the universal life insurance policy and to see whether this is the best policy for your needs.
Just like with all our policies, the death benefit is completely tax free. The universal policies accumulate cash value that is tax-deferred. Please contact our team to learn more.
The Policy Owner must complete the appropriate form for the requested change. Forms may be downloaded and printed from the Forms Link after logging in. The Policy Owner may also contact a Service Representative at the Home Office or send us a message through our Contact Us page.
You may contact a Service Representative or register online. By registering online you will be able to view premium payments, make withdrawals and much more. Click here to register.
Upon the death of the Insured, you will contact the Home Office Claims Department to report the death. Be prepared to advise us of the insured’s name, the date and cause of death, and the name, address, and telephone number of the person who should be contacted. A Claimant’s Statement and additional information on how to file a death claim will then be sent to the named beneficiary(ies). You may click the “Claims” link at the top of this page to download the Claimant’s Form and instructions.
Please contact our office immediately to update your banking details and ensure that your valuable coverage isn’t lost.
There are no guarantees in life, except this one: We help protect your family, in case you can’t.
You’re here for them. We’re here for you.
American Fidelity Life Insurance Company is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility standards. We welcome your feedback on the accessibility of amfilife.com. Please let us know if you encounter accessibility barriers on our website.
Disclaimer: American Fidelity Life Insurance Company makes available the information and services contained herein in furtherance of American Fidelity’s goal to inform and educate. While American Fidelity Life Insurance makes every effort to present accurate and reliable information on this site, American Fidelity Life Insurance does not endorse, approve or certify such information, nor does American Fidelity Life Insurance guarantee the accuracy, completeness, efficacy, or timeliness of such information. American Fidelity Life Insurance assumes no responsibility for consequences resulting from use of the information contained herein, or from use of the information obtained at linked sites, or in any respect for the content of such information. The products of American Fidelity Life Insurance, and their features, may not be available in all states.
© 2023 AMERICAN FIDELITY LIFE INSURANCE
AmFi is dedicated to providing only the safest and strongest life insurance products available. With a simple and systematic approach to investing in United States Government bonds and highly rated corporate bonds, and great service, AmFi has become one of the strongest and most stable insurance companies in America.
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© 2023 American Fidelity Life Insurance
American Fidelity Life Insurance Company is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility standards. We welcome your feedback on the accessibility of amfilife.com. Please let us know if you encounter accessibility barriers on our website.
Disclaimer: American Fidelity Life Insurance Company makes available the information and services contained herein in furtherance of American Fidelity’s goal to inform and educate. While American Fidelity Life Insurance makes every effort to present accurate and reliable information on this site, American Fidelity Life Insurance does not endorse, approve or certify such information, nor does American Fidelity Life Insurance guarantee the accuracy, completeness, efficacy, or timeliness of such information. American Fidelity Life Insurance assumes no responsibility for consequences resulting from use of the information contained herein, or from use of the information obtained at linked sites, or in any respect for the content of such information. The products of American Fidelity Life Insurance, and their features, may not be available in all states.